LKR Mn	Based on LKAS 39				Based on SLFRS 09
	For the year ended 31 December				For the year ended 31 December
	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Bank
Operating results
Total income	26,754	35,942	39,154	43,297	43,300	42,649	74,960	106,883	89,559	96,696
Profit before income tax	4,414	5,792	4,233	2,989	3,398	4,326	2,439	10,960	13,498	15,582
Income tax expense	1,125	1,377	1,464	915	1,010	1,105	(74)	3,741	5,146	4,521
Profit after tax	3,289	4,415	2,768	2,074	2,388	3,222	2,513	7,220	8,353	11,060
Statement of financial position
Assets
Cash and short-term funds	13,744	21,355	17,307	14,282	28,040	26,336	40,378	45,724	27,063	63,167
Loans to and receivables from banks and other customers	185,872	213,704	249,691	272,818	306,062	365,901	369,072	348,767	395,047	515,544
Financial investments	84,675	91,330	97,165	108,170	120,932	81,223	115,696	204,675	252,816	248,364
Investment in associate, joint venture and subsidiary companies	902	957	957	978	1,008	1,007	1,025	1,025	270	270
Other assets	4,919	5,761	9,788	8,649	9,035	11,038	39,769	40,759	28,997	29,801
Total assets	290,112	333,107	374,908	404,897	465,077	485,505	565,940	640,950	704,193	857,146
Liabilities
Due to depositors	140,514	193,307	242,238	247,787	310,027	319,861	370,314	407,225	465,153	564,759
Due to other borrowers	97,291	84,607	82,614	102,910	97,406	107,623	131,708	150,200	136,830	168,377
Other liabilities	6,457	7,316	6,210	6,720	8,287	9,035	13,197	15,784	18,177	16,597
Equity	45,850	47,877	43,846	47,480	49,357	48,986	50,721	67,741	84,033	107,413
Total equity and liabilities	290,112	333,107	374,908	404,897	465,077	485,505	565,940	640,950	704,193	857,146
Return on equity (%)*	11.0	13.4	7.6	7.6	5.6	7.1	5.1	12.8	12.9	14.5
Return on total assets (%)*	1.3	1.5	0.8	0.8	0.8	0.9	0.5	1.8	2.0	2.0
Dividend cover (times)	5.0	3.7	2.1	2.2	2.6	3.5	2.6	9.0	4.0	4.3
Liquidity coverage (%)	168.8	108.5	113.5	140.5	204.4	136.2	202.3	597.5	280.3	184.1
Cost to income ratio (%)	44.7	41.1	49.7	55.0	49.0	45.5	32.8	29.4	42.7	36.40
Share information
Market value per share (LKR)	122.50	124.00	93.00	91.90	65.30	60.00	32.00	79.60	113.75	148.00
Earnings per share (LKR)**	12.41	16.65	10.44	7.14	7.83	10.14	6.75	17.27	19.40	25.30
Price earnings ratio (times)	9.87	7.45	8.91	12.87	8.34	5.92	4.74	4.61	5.86	5.85
Earnings yield (%)	10.13	13.43	11.23	7.77	11.99	16.90	21.09	21.70	17.05	17.09
Dividend per share (LKR)	4.50	5.00	3.50	3.00	2.98	3.00	2.00	5.00	6.00	7.50
Gross dividend (LKR Mn)	663	1,193	1,325	928	913	918	962	805	2,110	2,596
Other information
Number of employees	1,642	1,770	1,860	2,076	2,072	2,191	1,989	2,109	2,439	2,500

* After eliminating fair value reserves

** Excluding the profits from discontinued operations.